Health Care Benefits鈥擯ower Plant (MSEA)
Your healthcare benefits include medical, dental, vision, and prescription drug coverage.
Health Care at a Glance
View your 2024 Benefits Guide.
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BCBSM Community Blue PPO 100/0 Coinsurance
The Community Blue preferred provider organization (PPO) health plan is administered by Blue Cross Blue Shield of Michigan.
BCBSM PPO provider details - Find network providers, access helpful pharmacy information, explore on-campus health care options, and obtain claim forms for submission.
PPO Benefits-at-a-Glance - A general overview of your medical, prescription drug, dental, and vision plan.
PPO Summary of Benefits and Coverage - A summary showing how you and the plan share the cost of covered health care services.
BCN Healthy Blue Living HMO
The Healthy Blue Living health maintenance organization (HMO) plan is administered by Blue Care Network of Michigan.
BCN HMO provider details - Find network providers, access helpful pharmacy information, explore on-campus health care options, and obtain claim forms for submission.
HMO Benefits-at-a-Glance - A general overview of your medical, prescription drug, dental and vision plan.
HMO Summary of Benefits and Coverage - A summary showing how you and the plan share the cost of covered health care services.
Blue Cross Blue Shield of Michigan (BCBSM) Dental PPO and Vision Service Plan (Vsp)
- - find an in-network provider.
- - find an in-network provider.
Adding/Removing Dependents
Eligible dependents can be added to your coverage during an open enrollment period or within 31 days of a qualifying event. You are required to remove dependents from your coverage due to certain qualifying events such as divorce or death of a spouse, child or Designated Eligible Individual. For details on adding dependents, please refer to Insurance Plans: Employee Handbook Section 12.
COBRA Rates
View the 2024 COBRA Benefits Guide
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Additional Resources
- Benefit Notices
- Common benefits language - Get help understanding the common terms of health care and how your plan works.
- HIPAA - establishes certain privacy rights regarding employees' personal health information.
- Western Wellness - Receive a yearly $240 pre-tax reduction in your health plan contributions by becoming a Western Wellness participant. Take advantage of our resources and facilities to assist you with a healthy and active lifestyle.